Billing

Invoicing is an important element of your business operations, but not something you necessarily have to have in-house. After all, it's not what your company specializes in. More and more organizations are therefore choosing to outsource their invoicing to a specialist. Because they want to save costs or because they want to concentrate on their core business. Vesting Finance likes to take this work off your hands with customer-oriented invoicing.

Save on litigation costs

Always online insight

Paying your customers in a way they are comfortable with

Ability to handle incoming calls and payment processing

We can also take care of payment processing if you wish, so that you don't have to worry about it. Naturally, we work according to SEPA laws and regulations. If desired, ISAE 3402 certification is also possible.

Get to your account faster

Vesting Finance already sends about 3 million invoices annually for its clients. Because we invoice in the name of your organization and mention your bank details, your clients will not notice that Vesting Finance is the executor. Payments arrive directly on your own bank account, which means that you do not have to wait unnecessarily long for your money.

e-Invoicing

Every company has its own way of invoicing. Vesting Finance supports you in any way you want. For example, we can send your invoice by mail or digitally (DigiAccept). Or completely electronically, with e-Invoicing.

FAQ

Frequently asked questions

Find quick answers to your questions about our services and your situation. At Vesting Finance, we are ready to help you with personal solutions. Together, we are working on a financially healthy future.

Who is Vesting Finance

Vesting Finance is a Dutch financial service provider licensed by the Financial Markets Authority (AFM). The specialized professionals are highly experienced with loan portfolios, through their cooperation with banks, investors and lenders.

What does Vesting Finance do for Tinka?

From November 2024, Vesting Finance Servicing B.V. will carry out the work for all credit agreements that Tinka has with customers. This means that we answer and deal with all customer questions on behalf of and on behalf of Tinka.

What does this mean for me?

Vesting Finance is your first point of contact for everything related to your agreement, instead of like Tinka was in the past. You won't notice much about this:

The total amount to be paid and the monthly payments remain the same
The way you make payments won't change
The account number to which you have to pay remains the same
Any direct debit authorization that you have issued remains active.

How can I view my data?

Vesting Finance has its own portal for Tinka customers where you can view information and make payments. You received information about this just before the transition to Vesting Finance. Watch the introduction video for help activating your account. For personal contact, call 088 655 6212.

Help I don't have a customer portal yet, what now?

Activation is quick and easy via https://mijnlening.tinka.nl/nl-nl/activeren. Don't you have an activation number yet? Then chat with one of our employees or call 088 655 62 12. The chat function can be found directly at the bottom right of the page.

I have multiple loan parts, what happens to them?

If you have multiple loan parts under your agreement, they are merged. This means that they are no longer registered as separate loan parts with Vesting Finance. That's why you only see 1 interest rate. Of course, this does not affect the total amount of repayment and interest that you have to pay.

Will the conditions remain the same?

Nothing else changes.

Can I also pay off my outstanding balance at once?

You can always repay all or part of your outstanding balance free of charge. If you want to pay off the outstanding balance in one go, please contact us or use the customer portal. The amount paid will be displayed in the customer portal the next business day.

What happens to the BKR registration?

The credit is registered with the BKR as a revolving credit from Tinka. This remains unchanged. Any special codes will also remain in place.

I had agreed on a payment arrangement with Tinka, how will this proceed?

The agreed payment arrangement remains unchanged in terms of amount.

The scheme is structured in 2 parts

The backlog (spread over the agreed months). This is what you need yourselves transfer, you will not receive a payment link.
The regular term. This will be deducted if you have set up a direct debit. If you do not have this, you will receive a payment link to transfer the amount yourself.

In case of uncertainty about a payment arrangement, always contact the Debtor Management Department.

I'm worried that I can't pay more, what should I do?

Contact the Debtor Management Department as soon as possible. This way, we can look for a suitable solution together.

Will I receive another annual statement?

Yes, you will continue to receive it. By taking over the Tinka services by Vesting Finance on November 15, 2024, you will receive two for the year 2024:

The annual review from November 15, 2024 to December 31, 2024 over the period at Vesting Finance.
The annual review from 1 January 2024 to 15 November about the period at Tinka.

Both annual overviews are available in the customer portal where you can download them.

How do I pay my instalment?

You can pay your monthly installment via direct debit or with a payment link sent monthly. It is also possible to transfer money yourself via online banking. Transfer the amount to Tinka's account number NL08 INGB 0000 9669 66, including your customer number.

To view or pay for your details, you can also use the Vesting Finance customer portal. You can pay your monthly installment and it is also possible to make an additional payment. Take a look here (mijnloaning.tinka.nl) to create an account.

Do you not use direct debit yet but would you like to do so?

Contact one of our employees via chat or send your request by email to contractbeheer@mijnlening.tinka.nl. The chat function can be found directly at the bottom right of the page.

I have taken out insurance with Tinka, does it also apply to Vesting Finance?

No, insurances were not included in Vesting Finance. These insurances ended on December 31, 2024. You have now been informed about this by Tinka.

How do I terminate my contract?

After full payment of your loan and any (overdue) interest and costs, you no longer have any obligations to Tinka and you have finished paying and the agreement will be terminated.

Am I still regularly informed about my outstanding balance?

You will receive a monthly email with the payment link on your payment date. Tinka customers can log into the new Tinka portal. Here you can view your credit 24 hours a day. For example, here you can find:

The balance of your loan
Monthly and annual overviews
(Payment) monthly period
(Payment) arrears
Possibility of additional payment or even full repayment.
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Activation is quick and easy via https://mijnlening.tinka.nl/nl-nl/activeren. Don't you have an activation number yet? Then call 088-65562 12. Or chat with one of our employees. The chat function can be found directly at the bottom right of the page.

I have a (negative) BKR registration and want it deleted, who should I contact?

You can contact us for this By mail contractbeheer@mijnlening.tinka.nl

Is my revolving credit registered with BKR?

The limit of your credit agreement is registered with the Credit Registration Office (BKR) from €250 (this is called a positive registration).

We report a payment delay of more than three months to BKR as a negative registration. Please note: a negative registration with BKR may have consequences for you, including when applying for a mortgage.

When will my credit be debited from BKR?

If everything has been repaid and your credit agreement has ended, the registration will be deregistered from the BKR. It can take up to 3 weeks for the registration to log out.

A BKR registration remains visible with the BKR for another 5 years after termination.

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